Paper 2 – Principles & Practices of Banking (PPB)

Master Paper 2 – Principles & Practices of Banking (PPB) for DBF & JAIIB with Exam Prepp. Learn through bilingual (Hindi + English) live classes, recorded lectures, chapter-wise PDF notes, quizzes, mock tests, doubt-solving sessions and personal mentorship by Sunderpal Dahiya Sir. The course follows the latest IIBF syllabus.

Course Features

✅ Bilingual Classes (Hindi + English)
✅ Live Interactive Classes
✅ Unlimited Recorded Lectures
✅ Chapter-wise PDF Notes
✅ Topic-wise Quizzes
✅ Full-Length Mock Tests
✅ Previous Year Questions
✅ Regular Doubt-Solving Sessions
✅ Personal Mentorship by Sunderpal Dahiya Sir
 

Syllabus

Module A – General Banking Operations

1. Banker–Customer Relationship
2. AML–KYC Guidelines
3. Operational Aspects of KYC
4. Opening Accounts of Various Types of Customers
5. Operational Aspects of Deposit Accounts
6. Operational Aspects of Handling Clearing, Collection & Cash
7. Banker's Special Relationship
8. Foreign Exchange Remittance Facilities for Individuals
9. Operational Aspects of NRI Business
10. Foreign Currency Accounts for Residents
11. Cash Management Services
12. Payment & Collection of Cheques & Other Negotiable Instruments
13. Responsibility of Paying Bank
14. Responsibility of Collecting Bank
15. Ancillary Services
16. Financial Inclusion & Financial Literacy
17. Customer Service Guidelines
18. Duties & Rights of Banker & Customer Rights
19. Grievance Redressal & RBI Integrated Ombudsman Scheme, 2021
20. Consumer Protection Act, 2019
21. Right to Information Act, 2005

Module B – Functions of Banks

1. Principles of Lending, Borrower Types & Credit Facilities
2. Appraisal & Assessment of Credit Facilities
3. Operational Aspects of Loan Accounts
4. Types of Collaterals & Their Characteristics
5. Different Modes of Charging Securities
6. Documentation
7. Non-Performing Assets (NPAs) / Stressed Assets
8. Important Laws Relating to Recovery of Dues
9. Contracts of Indemnity
10. Contracts of Guarantee & Bank Guarantee
11. Letters of Credit
12. Deferred Payment Guarantee
13. Laws Relating to Bill Finance
14. Personal Finance
15. Priority Sector Advances
16. Agricultural Finance
17. Finance to MFIs / Co-Lending Arrangements with NBFCs
18. Micro, Small & Medium Enterprises (MSMEs)
19. Government Sponsored Schemes
20. Self-Help Groups (SHGs)

Module C – Banking Technology

1. Essentials of Bank Computerisation
2. Operational Aspects of CBS Environment
3. Alternate Delivery Channels – Digital Banking
4. Data Communication Networks & EFT Systems
5. Digital Payment Systems – NPCI
6. Impact of Technology Adoption & Trends in Banking Technology
7. Security Considerations & Mitigation Measures in Banks
8. Operational Aspects of Cyber Crimes / Fraud Risk Management
9. Technology Trends in Banking – e-RUPI, FinTech, RegTech, SupTech & Hashtag Banking

Module D – Ethics in Banks & Financial Institutions

1. Ethics, Business Ethics & Banking – An Integrated Perspective
2. Ethics at the Individual Level
3. Ethical Dimensions – Employees
4. Work Ethics & the Workplace
5. Banking Ethics – Changing Dynamics